Find health insurance that fits your budget
Between jobs, self-employed, or just paying too much? We’ll connect you with licensed health insurance agents who can walk you through ACA marketplace plans (and any subsidy you qualify for), private individual and family plans, and short-term coverage for gaps. Free to use, no obligation.
A good fit if you…
- Are self-employed or working without employer coverage
- Lost coverage after a job change, divorce or turning 26
- Want to know whether you qualify for a premium subsidy
- Need coverage for a few months between plans
- Want dental, vision or supplemental coverage
What agents can quote
- ACA marketplace plans (Bronze, Silver, Gold, Platinum)
- Off-exchange individual and family plans
- Short-term medical plans, in states where available
- Dental, vision and supplemental accident or critical illness coverage
- Fixed-indemnity and other alternatives, with their limits explained
Get my health insurance options
Three short steps, about two minutes. No payment, no obligation.
Three things to understand before you compare
Subsidies reach further than you think
Premium tax credits on marketplace plans are based on household income. Many families earning well above the poverty line qualify for a reduced premium.
Enrollment windows matter
Open Enrollment generally runs November 1 through mid-January. Outside that window you need a qualifying life event, such as losing coverage, moving or a new baby, to enroll in a marketplace plan.
Short-term is not the same as ACA
Short-term plans can bridge a gap at a lower price, but they can exclude pre-existing conditions and aren’t required to cover the ten essential health benefits.
How your health insurance request works
Four steps. You never pay us, and you decide what happens next.
Tell us what you need
Pick a category and answer a few quick questions. About two minutes, no account, no payment.
We check availability
We confirm the product is offered in your ZIP code and route your request only to licensed partners in that category.
Compare your options
A licensed agent or provider contacts you to review options and pricing. Ask anything, compare, and take your time.
You decide
There is no fee to use our service and no obligation. Choose a plan, or walk away. Either way you can opt out of further contact at any time.
Answers before you start
Can you help me with marketplace subsidies?
I missed Open Enrollment. What are my options?
Will my pre-existing condition be covered?
Is this a government website?
Who will contact me?
Disclosure. Direct Media Services, LLC is a private company, not a government agency, and is not affiliated with HealthCare.gov or any state marketplace. We are not an insurer, agency or licensed agent. Plan availability, pricing and subsidy eligibility are determined by the carrier and the marketplace.
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Compare energy plansReady to compare health insurance options?
Tell us what you need and we’ll match you with licensed agents and providers in your area. Free, no obligation, and you stay in control.
No cost to you · no obligation · licensed partners only