Compare life insurance quotes from licensed agents

Tell us a little about yourself and we’ll connect you with licensed life insurance agents who can quote term and permanent policies from multiple carriers. It’s free, there’s no obligation, and you decide whether to buy.

Life Insurance

A good fit if you…

  • Have a spouse, children or parents who rely on your income
  • Carry a mortgage or other debt you don’t want passed on
  • Want to lock in a rate while you’re younger and healthier
  • Own a business that would need to replace you
  • Want to leave something behind or cover final costs

What agents can quote

  • Term life with 10, 15, 20 or 30-year level premiums
  • Whole life with guaranteed cash value
  • Universal and indexed universal life
  • No-exam and simplified-issue policies
  • Riders such as accelerated death benefit and waiver of premium
Free and no obligation. You never pay Direct Media Services. Partners compensate us for the introduction; the price you are quoted is set by the carrier, provider or supplier.

Get my life insurance quotes

Three short steps, about two minutes. No payment, no obligation.

Step 1 of 3
What would you like to compare? *

Availability and pricing depend on where you live.

Free and no obligation. Your details go only to partners matched to your request.

Worth knowing

Three things to understand before you compare

Younger is cheaper

Premiums are based largely on age and health when you apply. A 20-year term policy started at 35 generally costs far less per month than the same policy started at 45.

Term vs. permanent

Term covers a set number of years and is the most affordable way to protect a mortgage or child-raising years. Permanent policies last your lifetime and build cash value, at a higher premium.

No exam isn’t no questions

Many carriers offer accelerated underwriting with no medical exam, but they still ask health questions and check prescription and driving records.

The process

How your life insurance request works

Four steps. You never pay us, and you decide what happens next.

01

Tell us what you need

Pick a category and answer a few quick questions. About two minutes, no account, no payment.

02

We check availability

We confirm the product is offered in your ZIP code and route your request only to licensed partners in that category.

03

Compare your options

A licensed agent or provider contacts you to review options and pricing. Ask anything, compare, and take your time.

04

You decide

There is no fee to use our service and no obligation. Choose a plan, or walk away. Either way you can opt out of further contact at any time.

Life Insurance questions

Answers before you start

How much life insurance do I need?
A common starting point is 10 to 12 times your annual income, adjusted for debts, future education costs and any coverage you already have. The agent you’re matched with can run a needs analysis with you.
Will I have to take a medical exam?
Not always. Many carriers offer no-exam policies for healthy applicants within certain age and coverage limits. Fully underwritten policies with an exam often price lower for people in good health.
Is the quote I get final?
No. Quotes are estimates based on what you tell us. The final premium is set by the insurance carrier after underwriting.
Does it cost anything to use Direct Media Services?
No. Our service is free to you. We are compensated by the agents and partners in our network; the premium you pay is set by the insurance carrier.
Who will contact me?
A licensed life insurance agent or agency in our partner network, usually by phone, text or email within one business day. You can ask them to stop contacting you at any time.

Disclosure. Direct Media Services, LLC is not an insurance company, agency or licensed agent and does not sell, underwrite or bind insurance. We connect consumers with independent licensed agents and carriers who provide quotes and policies under their own terms. Coverage, pricing and eligibility are determined by the carrier after underwriting.

Ready to compare life insurance options?

Tell us what you need and we’ll match you with licensed agents and providers in your area. Free, no obligation, and you stay in control.

No cost to you · no obligation · licensed partners only

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